Jewelry & Watch Insurance
At Ray-Ward Fine Jewelers, we want you to enjoy your jewelry and watches without worry. That’s why we partner with two trusted insurance providers — BriteCo and Zillion — to make protecting your jewelry simple, affordable, and stress-free.
Whether it’s your engagement ring, diamond bracelet, or luxury watch, you can insure your purchase quickly and confidently through either of our partners.
BriteCo Jewelry & Watch Insurance
Fast, affordable, 5-star-rated coverage designed just for fine jewelry and timepieces.
Jewelry Coverage Includes:
- Worldwide Protection – Covered anywhere you travel.
- Zero Deductibles – Never pay out-of-pocket for covered claims.
- 125% Replacement Value – If your jewelry’s value increases, you’re still fully protected.
- Loss, Theft, & Damage – From chipped stones and bent prongs to lost pieces, you’re covered.
- Mysterious Disappearance – Even if your jewelry simply vanishes.
- No Impact on Homeowners Insurance – Claims won’t affect your home or renters policy.
Watch Insurance by BriteCo
Your watch is more than a timepiece — it’s an investment. BriteCo offers specialty coverage for luxury brands like Rolex, Omega, Breitling, Cartier, Tag Heuer, and more.
Covers:
- Loss
- Theft
- Damage
- Mysterious Disappearance
Why Watch Insurance Matters:
Home or renters insurance often doesn’t cover the full value of your watch, and claims can lead to higher premiums. With BriteCo, you get complete protection at a competitive rate — typically just 1–2% of your watch’s appraised value per year.
Even if your watch is lost, stolen, or damaged anywhere in the world, BriteCo ensures it can be repaired or replaced through Ray-Ward Fine Jewelers.
Get a Free BriteCo Quote
Zillion Jewelry Insurance
Instant coverage and claims that let you replace your jewelry right here at Ray-Ward Fine Jewelers.
- Instant Online Coverage: Get approved in minutes with no long forms or phone calls.
- Easy Claims: If something happens, Zillion allows you to work directly with Ray-Ward to repair or replace your jewelry quickly.
- Worldwide Protection: Coverage follows you wherever you go — home or abroad.
- Loss, Theft, or Damage: Your jewelry is protected from life’s unexpected moments.
- No Deductible: You’ll never pay extra out of pocket for covered claims.
- A-Rated Insurance Carrier: Policies are backed by strong, reputable underwriters for peace of mind.
Get a Free Zillion Quote